Library insurance across the United States with local offices in Medinah and Chicago, IL.

Many libraries are run by Boards and covered by nonprofit organization status. In addition to the usual property and commercial insurance needed to run a brick and mortar business, libraries face a range of additional and unique risks.

Boards need Directors and Officers Liability coverage as well as Errors and Omissions Liability coverage in the event that there is an alleged wrongful acts lawsuit brought against the board due to decisions made under their leadership. Some coverage for D&O and E&O are minimal and do not fully protect the library or the individuals sitting on the Board. Additionally, cyber liability is a huge risk to many organizations, including risks related to extortion and ransom of data, which costs businesses and organizations millions each year. Volunteers are the lifeblood of many libraries, but they also pose a risk exposure hazard that must be addressed in coverage options and training.

Kamm Insurance Group has spent decades insuring libraries in the Chicagoland area. We have specialists ready to reduce your risk exposure by spending time creating a policy that addresses your unique situation. We also offer proactive training and planning options that address these issues so that your staff and volunteers are properly covered.

  • General Liability
  • Directors and Officers
  • Errors and Omissions
  • Fiduciary Liability
  • Cyber Liability
  • Terrorism/Violent Response Insurance
  • General Liability
  • Commercial Property
  • Business Income
  • Business Interruption
  • Workers Compensation
  • Commercial Auto
  • Employment Practice Liability
  • Commercial Umbrella

For more details on how we can help with your library insurance, contact us today.

Let’s discuss your library insurance.

One of our insurance advisors will reach out to you to review your information and present you with the appropriate library insurance solution. There’s no obligation, just good-old-fashioned advice.
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Kamm Insurance Group offers comprehensive library insurance across the United States, including Arizona, California, Colorado, Florida, Illinois, Iowa, Massachusetts, Michigan, Nevada, New Mexico, New York, Oregon, South Carolina, Tennessee, Utah, Washington and Wisconsin.