Mortgage life insurance across the United States with local offices in Medinah and Chicago, IL.

Your home may be your most valuable asset, and the largest financial responsibility to maintain in the event of your death. Mortgage protection policy can be one option to protect your loved ones after you’re gone.

Both term insurance and mortgage life insurance provide a means of paying off your mortgage. With either type of insurance, you pay regular premiums to keep the coverage in force. The difference is that with mortgage life insurance, your mortgage lender is the beneficiary of the policy rather than beneficiaries you designate.  If you die during while the policy term is in force, the proceeds of the policy are paid directly to the lender – the mortgage will be paid off, but your survivors will not get any of the mortgage life insurance proceeds. This could be a good option if you wish to guarantee that the life insurance proceeds are paid to a mortgage lender and not to an estate, individual or other planning device.

There are options to consider when planning for your survivors, and mortgage life insurance may work for your unique situation. Otherwise, an individual life insurance policy might be an option that works better for the people who survive you.

Let’s discuss your mortgage life insurance.

One of our insurance advisors will reach out to you to review your information and present you with the appropriate mortgage life insurance solution. There’s no obligation, just good-old-fashioned advice.
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Kamm Insurance Group offers comprehensive mortgage life insurance across the United States, including Arizona, California, Colorado, Florida, Illinois, Iowa, Massachusetts, Michigan, Nevada, New Mexico, New York, Oregon, South Carolina, Tennessee, Utah, Washington and Wisconsin.